Reference Rates

Updates effective from 18th March 2026.

The following updates are now in effect:

• RedZed Reference Rate 13.95% p.a.
• RedZed Select Reference Rate 14.15% p.a.
• RedZed Commercial Reference Rate 14.15% p.a.
• RedZed CGR Reference Rate 4.35% p.a.
• RedZed SMSF Commercial Reference Rate 4.35 p.a.
• RedZed SMSF Residential Reference Rate 4.35% p.a.
• RedZed Resi Prime Reference Rate 13.95% p.a.
• RedZed Resi Prime Inv Reference Rate 14.15% p.a.
• RedZed Solutions Reference Rate 10.75% p.a.

The interest rate that applies to your loan is made up of a reference rate plus or minus a margin. To find out your specific interest rate, we recommend that you look at your loan details on the RedQ Customer Portal. You can also contact us at 1300 722 462.